MORTGAGE TREE REPORTS FOR HOME BUYERS
It's a stressful time, applying for a mortgage.
And just to add to that stress, mortgage lenders and insurers often request a mortgage tree report. Nightmare!
Luckily for you, we can take care of that.
What Is A Mortgage Tree Report?
A tree survey is an assessment made by an expert in arboriculture of a tree, or group of trees, for various different purposes. One of these purposes is to assess the potential risks posed by trees on a property somebody is looking to purchase.
Mortgage lenders and insurers often ask homeowners to obtain a mortgage tree report - also known as a pre-purchase tree survey - as part of the mortgage application process.
The surveyor identifies any potential risks - such as subsidence caused by tree roots, weak branches or tree crowns that may cause damage to the fabric of the property - then make recommendations on how to minimise and eliminate these hazards. We have a tree surgery team in-house, so if further work is required, we can take of that too. Nice!
Never requested a mortgage report before? Not sure how it works? It's not nice being in the dark about these things, so here's what you can expect.
Step 1 - Enquiry
You can get in touch a few ways: call us on 01980 623015, email us at email@example.com, click the Facebook Messenger icon at the bottom-right of this page, or fill out the enquiry form at the bottom of this page. So many options! We do spoil you. Whichever way you choose to get in touch, our Tree Care Manager, Adam, will be there to help get the process started.
Step 2- Preparation
Next, we need all the information we can get about the property site and location. In some cases, this might mean popping on over to visit the site prior to the survey, whilst in other cases, comprehensive site plans, maps and images will do the trick. Don't worry, we'll keep you in the loop about everything we need.
Step 3 - The Survey
Now for the big moment! The surveyor will visit the site and complete the survey. This is usually completed from the ground, but sometimes an aerial inspection is required. Depending on access, you may or may not need to be present for the survey.
Step 4 - The Report
How soon you receive your tree report is dependent on factors such as the size of the survey. When you do receive the report, it will land directly in your email inbox. The wonders of technology! This is the document you need to send to your mortgage lender or insurer. You will then be invoiced after receiving your report. If the report recommends further work, we can then discuss carrying out the tree surgery required, if you wish.
Got another query? Let's see if we can help you.
Q: Why should I choose you to do my survey?
A: We have a few answers for you here! (Not to blow our own trumpet or anything...)
You can get both the survey and any subsequent works from one, single contractor.
You shouldn't have to go through the hassle of sourcing a tree surveyor, then having to find a separate contractor to undertake the report's recommended tree works. You'll get access to a knowledgeable surveyor and a team of top-notch tree surgeons all in one place. Winner winner, chicken dinner.
Not only this, we can handle any Tree Preservation Order and conservation area applications so that you don't have to. Also, as licensed waste carriers, we always remove the waste after tree works (unless you don't want us to!).
Basically, what we're saying is that you don't have to worry about a thing - it's all in hand.
Works will never be recommended unnecessarily.
As arborists, tree conservation is high on our list of priorities. The appropriate action is always taken to eradicate potential hazards; however, where possible, we use various techniques to retain trees. With the ongoing climate crisis at the forefront of everyone's minds, we believe this is a really important factor in our work.
We don't miss a beat.
It's vital nothing is missed during your survey; not only do you want to avoid slowing the mortgage application down, but it's imperative to identify all potential risks to ensure your family and assets are safe. Not only do we possess a nice handful of accreditations for your peace of mind - but we are also trusted by many big names such as Wiltshire Council, Help for Heroes and Serco.
Accreditations and associations we hold:
Trusted by many well-established clients:
Q: How much will the survey cost?
A: A tree report for a mortgage can bring to light hazards that will incur costs you may not have budgeted for - this is why we pride ourselves on our fair pricing. So, whilst the news may be unwelcome, we can help minimise the hit your budget has to take.
The cost of a mortgage tree report varies greatly depending on many factors, including the size of the site. To obtain an accurate quote that suits your specific circumstances, please fill out the enquiry form at the bottom of the page.
Q: Am I in your catchment area?
A: We're based in Amesbury, nearby to Salisbury in Wiltshire, but we undertake tree surveys in various counties across Central-South England:
Q: How accurate are your surveys?
A: The latest software from Pear Technology is loaded to hand-held GPS devices to produce digital drawings and maps that suit your individual requirements. Not only has investment in this technology increased our onsite productivity, but it also allows us to plot trees accurately and efficiently.
With years of experience and maintained training such as the Level 4 Diploma in Arboriculture and Professional Tree Inspector (PTI) course, you can rest assured that your survey will be as accurate as possible.
Get the ball rolling today
Simply fill out the enquiry form at the end of this page to enquire.